Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$484,519	$484,519	$899,999
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$415,480	$0
Funding fee	$2,423	$2,423	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	5.230%	7.640%
1st payment	$2,352.16	$2,352.16	$6,231.41
2nd payment	$0.00	$2,683.31	$0.00
Taxes / mo	$906.75	$906.75	$906.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$180.00
HOA / mo	$174.00	$174.00	$174.00
Total monthly	$3,649.58	$6,332.89	$7,708.83
Cash to close	$515,480	$100,000	$100,000