Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$354,399	$354,399	$360,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$25,601	$0
Funding fee	$1,772	$1,772	$0
Note rate	6.300%	6.300%	7.400%
Blended rate	6.300%	6.676%	7.640%
1st payment	$2,217.16	$2,217.16	$2,492.57
2nd payment	$0.00	$253.35	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$2,722.49	$2,975.84	$3,069.90
Cash to close	$45,601	$20,000	$40,000