Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$342,113	$342,113	$427,500
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$85,387	$0
Funding fee	$1,711	$1,711	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	6.870%	7.295%	7.640%
1st payment	$2,298.08	$2,298.08	$2,959.92
2nd payment	$0.00	$640.40	$0.00
Taxes / mo	$100.25	$100.25	$100.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$10.92	$10.92	$10.92
Total monthly	$2,575.92	$3,216.32	$3,323.26
Cash to close	$132,887	$47,500	$47,500