Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,299	$21,299	$261,000
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$239,701	$0
Funding fee	$0	$0	$0
Note rate	4.890%	4.890%	7.400%
Blended rate	5.740%	7.586%	7.640%
1st payment	$188.25	$188.25	$1,807.11
2nd payment	$0.00	$1,548.07	$0.00
Taxes / mo	$106.33	$106.33	$106.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$25.15	$25.15	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$469.73	$2,017.80	$2,115.64
Cash to close	$268,701	$29,000	$29,000