Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$298,414	$298,414	$382,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$84,086	$0
Funding fee	$1,492	$1,492	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	4.241%	7.640%
1st payment	$1,435.99	$1,435.99	$2,648.35
2nd payment	$0.00	$630.64	$0.00
Taxes / mo	$118.08	$118.08	$118.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,704.08	$2,334.72	$2,992.94
Cash to close	$126,586	$42,500	$42,500