Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$985,004	$985,004	$1,080,000
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$94,996	$0
Funding fee	$4,925	$4,925	$0
Note rate	5.980%	5.980%	7.400%
Blended rate	5.980%	6.246%	7.640%
1st payment	$5,922.83	$5,922.83	$7,477.70
2nd payment	$0.00	$712.47	$0.00
Taxes / mo	$327.58	$327.58	$327.58
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$216.00
HOA / mo	$250.00	$250.00	$250.00
Total monthly	$6,717.08	$7,429.55	$8,487.95
Cash to close	$214,996	$120,000	$120,000