Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,636	$239,636	$359,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$120,274	$0
Funding fee	$0	$0	$0
Note rate	2.990%	2.990%	7.400%
Blended rate	3.840%	5.230%	7.640%
1st payment	$1,140.26	$1,140.26	$2,491.94
2nd payment	$0.00	$801.83	$0.00
Taxes / mo	$346.50	$346.50	$346.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$191.82	$191.82	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,828.58	$2,630.41	$3,060.43
Cash to close	$160,264	$39,990	$39,990