Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,496	$213,496	$346,410
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$132,914	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.381%	7.640%
1st payment	$1,001.35	$1,001.35	$2,398.47
2nd payment	$0.00	$886.09	$0.00
Taxes / mo	$125.50	$125.50	$125.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.41	$170.41	$69.28
HOA / mo	$43.33	$43.33	$43.33
Total monthly	$1,490.59	$2,376.68	$2,786.58
Cash to close	$171,404	$38,490	$38,490