Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$403,082	$378,000
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.860%	7.400%
Blended rate	7.410%	7.640%
1st payment	$2,704.99	$2,617.20
2nd payment	$0.00	$0.00
Taxes / mo	$440.83	$440.83
Insurance / mo	$150.00	$150.00
MI / mo	$189.01	$75.60
HOA / mo	$22.67	$22.67
Total monthly	$3,507.51	$3,306.30
Cash to close	$16,918	$42,000