Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$740,243	$740,243	$1,102,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$362,257	$0
Funding fee	$3,701	$3,701	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.090%	4.621%	7.640%
1st payment	$3,514.14	$3,514.14	$7,633.49
2nd payment	$0.00	$2,339.58	$0.00
Taxes / mo	$1,154.08	$1,154.08	$1,154.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$220.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,884.89	$7,224.47	$9,224.74
Cash to close	$484,757	$122,500	$122,500