Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$228,281	$228,281	$278,991
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$50,710	$0
Funding fee	$0	$0	$0
Note rate	3.850%	3.850%	7.400%
Blended rate	4.700%	5.482%	7.640%
1st payment	$1,167.82	$1,167.82	$1,931.68
2nd payment	$0.00	$380.33	$0.00
Taxes / mo	$339.83	$339.83	$339.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$176.45	$176.45	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,834.10	$2,214.43	$2,477.31
Cash to close	$81,709	$30,999	$30,999