Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,140$152,140$369,000
Remaining term (yrs)21.221.230.0
Secondary amount$0$216,860$0
Funding fee$0$0$0
Note rate3.940%3.940%7.400%
Blended rate4.790%6.530%7.640%
1st payment$879.56$879.56$2,554.88
2nd payment$0.00$1,400.56$0.00
Taxes / mo$306.42$306.42$306.42
Insurance / mo$150.00$150.00$150.00
MI / mo$131.45$131.45$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,467.43$2,867.98$3,085.10
Cash to close$257,860$41,000$41,000