Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$159,849	$159,849	$253,800
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$93,951	$0
Funding fee	$0	$0	$0
Note rate	3.740%	3.740%	7.400%
Blended rate	4.590%	6.222%	7.640%
1st payment	$998.72	$998.72	$1,757.26
2nd payment	$0.00	$704.63	$0.00
Taxes / mo	$742.17	$742.17	$742.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.94	$152.94	$50.76
HOA / mo	$2.08	$2.08	$2.08
Total monthly	$2,045.90	$2,750.53	$2,702.27
Cash to close	$122,151	$28,200	$28,200