Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,052	$219,600
Remaining term (yrs)	24.7	30.0
Secondary amount	$0	$0
Funding fee	$1,040	$0
Note rate	2.950%	7.400%
Blended rate	2.950%	7.640%
1st payment	$985.66	$1,520.47
2nd payment	$0.00	$0.00
Taxes / mo	$120.25	$120.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$43.92
HOA / mo	$375.00	$375.00
Total monthly	$1,630.91	$2,209.64
Cash to close	$35,948	$24,400