Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,810$434,810$652,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$217,690$0
Funding fee$2,174$2,174$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.885%7.640%
1st payment$2,242.27$2,242.27$4,517.78
2nd payment$0.00$1,405.91$0.00
Taxes / mo$730.42$730.42$730.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$88.00$88.00$88.00
Total monthly$3,277.35$4,683.27$5,683.36
Cash to close$290,190$72,500$72,500