Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$133,976	$133,976	$392,400
Remaining term (yrs)	20.4	20.4	30.0
Secondary amount	$0	$258,424	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	6.791%	7.640%
1st payment	$805.35	$805.35	$2,716.90
2nd payment	$0.00	$1,668.99	$0.00
Taxes / mo	$154.58	$154.58	$154.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.20	$118.20	$78.48
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$1,328.13	$2,997.12	$3,199.96
Cash to close	$302,024	$43,600	$43,600