Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,749$318,749$585,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$266,251$0
Funding fee$1,594$1,594$0
Note rate6.390%6.390%7.400%
Blended rate6.390%7.009%7.640%
1st payment$2,074.51$2,074.51$4,050.42
2nd payment$0.00$1,719.54$0.00
Taxes / mo$239.92$239.92$239.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$117.00
HOA / mo$8.33$8.33$8.33
Total monthly$2,489.42$4,208.96$4,582.34
Cash to close$331,251$65,000$65,000