Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$148,654	$148,654	$359,910
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$211,256	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	6.676%	7.640%
1st payment	$905.69	$905.69	$2,491.94
2nd payment	$0.00	$1,364.36	$0.00
Taxes / mo	$112.25	$112.25	$112.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.64	$129.64	$71.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,297.58	$2,661.94	$2,826.18
Cash to close	$251,246	$39,990	$39,990