Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$263,226$263,226$315,000
Remaining term (yrs)27.427.430.0
Secondary amount$0$51,774$0
Funding fee$0$0$0
Note rate6.690%6.690%7.400%
Blended rate7.240%7.529%7.640%
1st payment$1,746.32$1,746.32$2,181.00
2nd payment$0.00$388.31$0.00
Taxes / mo$104.00$104.00$104.00
Insurance / mo$150.00$150.00$150.00
MI / mo$124.17$124.17$63.00
HOA / mo$127.00$127.00$127.00
Total monthly$2,251.49$2,639.79$2,625.00
Cash to close$86,774$35,000$35,000