Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$257,937$257,937$427,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$169,563$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%5.490%7.640%
1st payment$1,253.16$1,253.16$2,959.92
2nd payment$0.00$1,130.42$0.00
Taxes / mo$118.92$118.92$118.92
Insurance / mo$166.67$166.67$166.67
MI / mo$210.81$210.81$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,749.56$2,879.98$3,331.01
Cash to close$217,063$47,500$47,500