Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,069	$95,069	$157,500
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$62,431	$0
Funding fee	$0	$0	$0
Note rate	5.090%	5.090%	7.400%
Blended rate	5.940%	7.153%	7.640%
1st payment	$551.83	$551.83	$1,090.50
2nd payment	$0.00	$468.23	$0.00
Taxes / mo	$53.75	$53.75	$53.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.07	$72.07	$31.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$877.65	$1,345.88	$1,375.75
Cash to close	$79,931	$17,500	$17,500