Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$269,869	$269,869	$297,000
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$27,131	$0
Funding fee	$1,349	$1,349	$0
Note rate	7.760%	7.760%	7.400%
Blended rate	7.760%	7.873%	7.640%
1st payment	$1,984.76	$1,984.76	$2,056.37
2nd payment	$0.00	$203.48	$0.00
Taxes / mo	$716.67	$716.67	$716.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,851.43	$3,054.91	$2,982.43
Cash to close	$60,131	$33,000	$33,000