Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,785$457,785$530,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$73,125$0
Funding fee$2,289$2,289$0
Note rate5.100%5.100%7.400%
Blended rate5.100%5.637%7.640%
1st payment$2,659.91$2,659.91$3,675.91
2nd payment$0.00$548.44$0.00
Taxes / mo$291.67$291.67$291.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.18
HOA / mo$0.00$0.00$0.00
Total monthly$3,118.24$3,666.68$4,240.43
Cash to close$132,115$58,990$58,990