Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$102,672	$102,672	$184,500
Remaining term (yrs)	20.0	20.0	30.0
Secondary amount	$0	$81,828	$0
Funding fee	$0	$0	$0
Note rate	3.430%	3.430%	7.400%
Blended rate	4.280%	6.373%	7.640%
1st payment	$590.06	$590.06	$1,277.44
2nd payment	$0.00	$613.71	$0.00
Taxes / mo	$145.17	$145.17	$145.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$36.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$979.12	$1,592.83	$1,609.51
Cash to close	$102,328	$20,500	$20,500