Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$303,969$303,969$404,910
Remaining term (yrs)23.023.030.0
Secondary amount$0$100,941$0
Funding fee$0$0$0
Note rate3.600%3.600%7.400%
Blended rate4.450%5.335%7.640%
1st payment$1,617.31$1,617.31$2,803.52
2nd payment$0.00$672.94$0.00
Taxes / mo$409.17$409.17$409.17
Insurance / mo$150.00$150.00$150.00
MI / mo$251.97$251.97$80.98
HOA / mo$65.00$65.00$65.00
Total monthly$2,493.45$3,166.38$3,508.66
Cash to close$145,931$44,990$44,990