Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$359,110	$359,110	$396,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$36,890	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	5.237%	7.640%
1st payment	$1,870.38	$1,870.38	$2,741.82
2nd payment	$0.00	$276.68	$0.00
Taxes / mo	$532.42	$532.42	$532.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$277.51	$277.51	$79.20
HOA / mo	$13.33	$13.33	$13.33
Total monthly	$2,843.64	$3,120.31	$3,516.77
Cash to close	$80,890	$44,000	$44,000