Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$665,531	$652,500
Remaining term (yrs)	29.0	30.0
Secondary amount	$0	$0
Funding fee	$3,328	$0
Note rate	6.300%	7.400%
Blended rate	6.300%	7.640%
1st payment	$4,163.64	$4,517.78
2nd payment	$0.00	$0.00
Taxes / mo	$431.25	$431.25
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$130.50
HOA / mo	$63.00	$63.00
Total monthly	$4,874.56	$5,359.19
Cash to close	$59,469	$72,500