Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$14,425$14,425$175,500
Remaining term (yrs)38.538.530.0
Secondary amount$0$161,075$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.951%7.640%
1st payment$88.66$88.66$1,215.13
2nd payment$0.00$1,073.84$0.00
Taxes / mo$461.75$461.75$461.75
Insurance / mo$150.00$150.00$150.00
MI / mo$6.66$6.66$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$707.07$1,780.90$1,861.98
Cash to close$180,575$19,500$19,500