Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$510,495	$510,495	$864,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$353,505	$0
Funding fee	$2,552	$2,552	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	2.670%	4.748%	7.640%
1st payment	$2,373.38	$2,373.38	$5,982.16
2nd payment	$0.00	$2,283.05	$0.00
Taxes / mo	$561.67	$561.67	$561.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$172.80
HOA / mo	$69.67	$69.67	$69.67
Total monthly	$3,221.38	$5,504.43	$7,002.96
Cash to close	$449,505	$96,000	$96,000