Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,681$425,681$472,499
Remaining term (yrs)25.425.430.0
Secondary amount$0$46,818$0
Funding fee$2,128$2,128$0
Note rate3.690%3.690%7.400%
Blended rate3.690%4.216%7.640%
1st payment$2,148.74$2,148.74$3,271.49
2nd payment$0.00$351.13$0.00
Taxes / mo$430.92$430.92$430.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$78.00$78.00$78.00
Total monthly$2,824.33$3,175.46$4,041.57
Cash to close$99,318$52,500$52,500