Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$259,167$259,167$283,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$40,083$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%5.012%7.640%
1st payment$1,253.65$1,253.65$1,962.90
2nd payment$0.00$396.65$0.00
Taxes / mo$736.67$736.67$736.67
Insurance / mo$150.00$150.00$150.00
MI / mo$207.96$207.96$56.70
HOA / mo$8.33$8.33$8.33
Total monthly$2,356.60$2,753.26$2,914.59
Cash to close$55,833$15,750$31,500