Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$232,122$232,122$377,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$145,788$0
Funding fee$1,161$1,161$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.763%7.640%
1st payment$1,081.07$1,081.07$2,616.57
2nd payment$0.00$971.92$0.00
Taxes / mo$437.67$437.67$437.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$16.25$16.25$16.25
Total monthly$1,684.99$2,656.91$3,296.07
Cash to close$187,778$41,990$41,990