Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,323	$214,323	$378,000
Remaining term (yrs)	14.3	14.3	30.0
Secondary amount	$0	$163,677	$0
Funding fee	$1,072	$1,072	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	2.660%	4.972%	7.640%
1st payment	$1,492.90	$1,492.90	$2,617.20
2nd payment	$0.00	$1,091.18	$0.00
Taxes / mo	$307.33	$307.33	$307.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$75.60
HOA / mo	$73.00	$73.00	$73.00
Total monthly	$2,023.23	$3,114.42	$3,223.13
Cash to close	$205,677	$42,000	$42,000