Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$231,748$231,748$413,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$181,352$0
Funding fee$1,159$1,159$0
Note rate3.130%3.130%7.400%
Blended rate3.130%5.268%7.640%
1st payment$1,140.11$1,140.11$2,860.22
2nd payment$0.00$1,209.01$0.00
Taxes / mo$22.00$22.00$22.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,328.77$2,537.79$3,131.51
Cash to close$227,252$45,900$45,900