Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$317,422	$317,422	$332,999
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$34,077	$0
Funding fee	$1,587	$1,587	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.100%	5.757%	7.640%
1st payment	$1,844.35	$1,844.35	$2,305.62
2nd payment	$0.00	$337.22	$0.00
Taxes / mo	$172.92	$172.92	$172.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,167.26	$2,504.49	$2,695.13
Cash to close	$52,577	$18,500	$37,000