Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$163,352$163,352$368,100
Remaining term (yrs)19.119.130.0
Secondary amount$0$204,748$0
Funding fee$817$817$0
Note rate3.000%3.000%7.400%
Blended rate3.000%5.642%7.640%
1st payment$931.74$931.74$2,548.65
2nd payment$0.00$1,322.33$0.00
Taxes / mo$117.75$117.75$117.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,199.49$2,521.83$2,890.02
Cash to close$245,648$40,900$40,900