Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$91,294	$91,294	$427,500
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$336,206	$0
Funding fee	$456	$456	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	3.450%	6.832%	7.640%
1st payment	$612.27	$612.27	$2,959.92
2nd payment	$0.00	$2,171.33	$0.00
Taxes / mo	$23.67	$23.67	$23.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$802.60	$2,973.93	$3,235.76
Cash to close	$383,706	$47,500	$47,500