Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$293,887$293,887$440,910
Remaining term (yrs)24.524.530.0
Secondary amount$0$147,023$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.107%7.640%
1st payment$1,380.75$1,380.75$3,052.77
2nd payment$0.00$980.15$0.00
Taxes / mo$408.25$408.25$408.25
Insurance / mo$166.67$166.67$166.67
MI / mo$237.72$237.72$88.18
HOA / mo$315.00$315.00$315.00
Total monthly$2,508.38$3,488.53$4,030.87
Cash to close$196,013$48,990$48,990