Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,297	$105,297	$436,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$331,203	$0
Funding fee	$0	$0	$0
Note rate	5.120%	5.120%	7.400%
Blended rate	5.970%	7.321%	7.640%
1st payment	$730.89	$730.89	$3,022.24
2nd payment	$0.00	$2,139.02	$0.00
Taxes / mo	$231.50	$231.50	$231.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$95.14	$95.14	$87.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,224.19	$3,363.21	$3,507.70
Cash to close	$379,703	$48,500	$48,500