Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$41,016$41,016$224,910
Remaining term (yrs)6.56.530.0
Secondary amount$0$183,894$0
Funding fee$0$0$0
Note rate5.860%5.860%7.400%
Blended rate6.710%7.765%7.640%
1st payment$620.59$620.59$1,557.23
2nd payment$0.00$1,225.96$0.00
Taxes / mo$63.75$63.75$63.75
Insurance / mo$150.00$150.00$150.00
MI / mo$74.43$74.43$44.98
HOA / mo$63.00$63.00$63.00
Total monthly$971.77$2,197.73$1,878.96
Cash to close$208,884$24,990$24,990