Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$121,850	$121,850	$742,500
Remaining term (yrs)	14.6	14.6	30.0
Secondary amount	$0	$620,650	$0
Funding fee	$0	$0	$0
Note rate	4.920%	4.920%	7.400%
Blended rate	5.770%	7.425%	7.640%
1st payment	$969.51	$969.51	$5,140.92
2nd payment	$0.00	$4,008.36	$0.00
Taxes / mo	$273.75	$273.75	$273.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$129.10	$129.10	$148.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,589.03	$5,597.39	$5,779.84
Cash to close	$703,150	$82,500	$82,500