Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$205,138$205,138$333,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$127,862$0
Funding fee$1,026$1,026$0
Note rate3.650%3.650%7.400%
Blended rate3.650%5.320%7.640%
1st payment$1,082.10$1,082.10$2,305.62
2nd payment$0.00$852.41$0.00
Taxes / mo$507.92$507.92$507.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$375.00$375.00$375.00
Total monthly$2,115.02$2,967.43$3,405.14
Cash to close$164,862$37,000$37,000