Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$108,166	$108,166	$459,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$350,834	$0
Funding fee	$541	$541	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.020%	6.635%	7.640%
1st payment	$519.90	$519.90	$3,178.02
2nd payment	$0.00	$2,265.81	$0.00
Taxes / mo	$287.92	$287.92	$287.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$91.80
HOA / mo	$58.17	$58.17	$58.17
Total monthly	$1,032.65	$3,298.46	$3,782.58
Cash to close	$401,834	$51,000	$51,000