Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$197,367	$197,367	$294,392
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$97,024	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	5.420%	7.640%
1st payment	$925.10	$925.10	$2,038.31
2nd payment	$0.00	$727.68	$0.00
Taxes / mo	$413.67	$413.67	$413.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$159.27	$159.27	$58.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,648.04	$2,375.72	$2,660.85
Cash to close	$129,735	$32,710	$32,710