Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$195,168$195,168$278,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$83,742$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.298%7.640%
1st payment$935.16$935.16$1,931.12
2nd payment$0.00$628.07$0.00
Taxes / mo$103.50$103.50$103.50
Insurance / mo$150.00$150.00$150.00
MI / mo$159.97$159.97$55.78
HOA / mo$177.00$177.00$177.00
Total monthly$1,525.62$2,153.69$2,417.40
Cash to close$114,732$30,990$30,990