Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,293	$106,293	$377,100
Remaining term (yrs)	12.2	12.2	30.0
Secondary amount	$0	$270,807	$0
Funding fee	$0	$0	$0
Note rate	5.470%	5.470%	7.400%
Blended rate	6.320%	7.347%	7.640%
1st payment	$989.07	$989.07	$2,610.96
2nd payment	$0.00	$1,748.96	$0.00
Taxes / mo	$330.50	$330.50	$330.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.80	$123.80	$75.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,593.36	$3,342.33	$3,166.88
Cash to close	$312,707	$41,900	$41,900