Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$272,527	$272,527	$377,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$105,383	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	4.798%	7.640%
1st payment	$1,275.64	$1,275.64	$2,616.57
2nd payment	$0.00	$702.55	$0.00
Taxes / mo	$654.00	$654.00	$654.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$222.49	$222.49	$75.58
HOA / mo	$6.67	$6.67	$6.67
Total monthly	$2,308.79	$3,011.34	$3,502.82
Cash to close	$147,373	$41,990	$41,990