Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$43,245	$43,245	$314,910
Remaining term (yrs)	15.4	15.4	30.0
Secondary amount	$0	$271,665	$0
Funding fee	$0	$0	$0
Note rate	3.830%	3.830%	7.400%
Blended rate	4.680%	7.328%	7.640%
1st payment	$308.66	$308.66	$2,180.37
2nd payment	$0.00	$1,754.50	$0.00
Taxes / mo	$146.17	$146.17	$146.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$46.75	$46.75	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$651.58	$2,406.08	$2,539.52
Cash to close	$306,655	$34,990	$34,990