Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$396,084	$396,084	$404,100
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$30,466	$0
Funding fee	$0	$0	$0
Note rate	6.600%	6.600%	7.400%
Blended rate	7.150%	7.487%	7.640%
1st payment	$2,633.78	$2,633.78	$2,797.91
2nd payment	$0.00	$301.49	$0.00
Taxes / mo	$193.42	$193.42	$193.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$189.01	$189.01	$80.82
HOA / mo	$79.00	$79.00	$79.00
Total monthly	$3,245.21	$3,546.70	$3,301.14
Cash to close	$52,916	$22,450	$44,900