Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,981$255,981$656,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$400,929$0
Funding fee$1,280$1,280$0
Note rate3.640%3.640%7.400%
Blended rate3.640%6.148%7.640%
1st payment$1,351.96$1,351.96$4,548.31
2nd payment$0.00$2,589.33$0.00
Taxes / mo$399.08$399.08$399.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.38
HOA / mo$110.00$110.00$110.00
Total monthly$2,077.71$4,667.04$5,405.44
Cash to close$473,919$72,990$72,990